Bill of Sale

Seller

Demo Auto Sales

1500 W Sample St, Sioux Falls, SD 57106

(555) 555-0142

Dealer license #D-10482

Buyer

Brittany Smith

1496 Pine St Sioux Falls, SD 57105

(555) 233-5567

DL 40009096 SD

Vehicle

Year

2018

Make

Chevrolet

Model

Malibu LT

Body

Sedan

VIN

1G1ZD5ST7JF135960

Stock #

26-0004

Odometer

87,900

Price

Vehicle price$11,995.00

Documentary fee$150.00

Title and registration$95.00

Excise tax (4%)$485.80

Total$12,725.80

Cash down$1,800.00

Balance financed$10,925.80

Terms

Sale date: Sep 27, 2026

Payment: Buy here pay here, Demo Auto Sales account BH-00169

This vehicle is sold AS IS, with no dealer warranty.

For the price above, the seller sells and transfers this vehicle to the buyer. The seller states that it has the right to sell the vehicle and that it is free of liens except as shown here. The buyer acknowledges receiving the vehicle and a copy of this bill of sale.

Buyer signatureDate

Seller: Demo Auto SalesDate

Template. Check your state's bill of sale requirements before use.

BUYERS GUIDE

IMPORTANT: Spoken promises are difficult to enforce. Ask the dealer to put all promises in writing. Keep this form.

Chevrolet

VEHICLE MAKE

Malibu

MODEL

2018

YEAR

1G1ZD5ST7JF135960

VEHICLE IDENTIFICATION NUMBER (VIN)

WARRANTIES FOR THIS VEHICLE:

AS IS - NO DEALER WARRANTY

THE DEALER DOES NOT PROVIDE A WARRANTY FOR ANY REPAIRS AFTER SALE.

DEALER WARRANTY

FULL WARRANTY.

LIMITED WARRANTY. The dealer will pay % of the labor and % of the parts for the covered systems that fail during the warranty period. Ask the dealer for a copy of the warranty, and for any documents that explain warranty coverage, exclusions, and the dealer’s repair obligations. Implied warranties under your state’s laws may give you additional rights.

SYSTEMS COVERED:

DURATION:

NON-DEALER WARRANTIES FOR THIS VEHICLE:

MANUFACTURER’S WARRANTY STILL APPLIES. The manufacturer’s original warranty has not expired on some components of the vehicle.

MANUFACTURER’S USED VEHICLE WARRANTY APPLIES.

OTHER USED VEHICLE WARRANTY APPLIES.

Ask the dealer for a copy of the warranty document and an explanation of warranty coverage, exclusions, and repair obligations.

SERVICE CONTRACT. A service contract on this vehicle is available for an extra charge. Ask for details about coverage, deductible, price, and exclusions. If you buy a service contract within 90 days of your purchase of this vehicle, implied warranties under your state’s laws may give you additional rights.

ASK THE DEALER IF YOUR MECHANIC CAN INSPECT THE VEHICLE ON OR OFF THE LOT.

OBTAIN A VEHICLE HISTORY REPORT AND CHECK FOR OPEN SAFETY RECALLS. For information on how to obtain a vehicle history report, visit ftc.gov/usedcars. To check for open safety recalls, visit safercar.gov. You will need the vehicle identification number (VIN) shown above to make the best use of the resources on these sites.

SEE OTHER SIDE for important additional information, including a list of major defects that may occur in used motor vehicles.

Si el concesionario gestiona la venta en español, pídale una copia de la Guía del Comprador en español.

Here is a list of some major defects that may occur in used vehicles.

Frame & Body

Frame-cracks, corrective welds, or rusted through

Dog tracks—bent or twisted frame

Engine

Oil leakage, excluding normal seepage

Cracked block or head

Belts missing or inoperable

Knocks or misses related to camshaft lifters and push rods

Abnormal exhaust discharge

Transmission & Drive Shaft

Improper fluid level or leakage, excluding normal seepage

Cracked or damaged case which is visible

Abnormal noise or vibration caused by faulty transmission or drive shaft

Improper shifting or functioning in any gear

Manual clutch slips or chatters

Differential

Improper fluid level or leakage, excluding normal seepage

Cracked or damaged housing which is visible

Abnormal noise or vibration caused by faulty differential

Cooling System

Leakage including radiator

Improperly functioning water pump

Electrical System

Battery leakage

Improperly functioning alternator, generator, battery, or starter

Fuel System

Visible leakage

Inoperable Accessories

Gauges or warning devices

Air conditioner

Heater & Defroster

Brake System

Failure warning light broken

Pedal not firm under pressure (DOT spec.)

Not enough pedal reserve (DOT spec.)

Does not stop vehicle in straight line (DOT spec.)

Hoses damaged

Drum or rotor too thin (Mfgr. Specs)

Lining or pad thickness less than 1/32 inch

Power unit not operating or leaking

Structural or mechanical parts damaged

Air Bags

Steering System

Too much free play at steering wheel (DOT specs.)

Free play in linkage more than 1/4 inch

Steering gear binds or jams

Front wheels aligned improperly (DOT specs.)

Power unit belts cracked or slipping

Power unit fluid level improper

Suspension System

Ball joint seals damaged

Structural parts bent or damaged

Stabilizer bar disconnected

Spring broken

Shock absorber mounting loose

Rubber bushings damaged or missing

Radius rod damaged or missing

Shock absorber leaking or functioning improperly

Tires

Tread depth less than 2/32 inch

Sizes mismatched

Visible damage

Wheels

Visible cracks, damage or repairs

Mounting bolts loose or missing

Exhaust System

Leakage

Catalytic Converter

Demo Auto Sales

DEALER NAME

1500 W Sample St, Sioux Falls, SD 57106

ADDRESS

(555) 555-0142

TELEPHONE

FOR COMPLAINTS AFTER SALE, CONTACT:

Demo Auto Sales, (555) 555-0142

I hereby acknowledge receipt of the Buyers Guide at the closing of this sale.

IMPORTANT: The information on this form is part of any contract to buy this vehicle. Removing this label before consumer purchase (except for purpose of test-driving) violates federal law (16 C.F.R. 455).

Odometer Disclosure Statement

Federal law (and state law, if applicable) requires that you state the mileage upon transfer of ownership. Failure to complete or providing a false statement may result in fines and/or imprisonment.

I, Demo Auto Sales, state that the odometer now reads 87,900 (no tenths) miles and to the best of my knowledge that it reflects the actual mileage of the vehicle described below, unless one of the following statements is checked.

I hereby certify that to the best of my knowledge the odometer reading reflects the amount of mileage in excess of its mechanical limits.

I hereby certify that the odometer reading is NOT the actual mileage. WARNING: ODOMETER DISCREPANCY.

Year

2018

Make

Chevrolet

Model

Malibu LT

Body

Sedan

VIN

1G1ZD5ST7JF135960

Stock #

26-0004

Color

Blue

Transferor (seller)

Demo Auto Sales

1500 W Sample St, Sioux Falls, SD 57106

(555) 555-0142

Dealer license #D-10482

Transferee (buyer)

Brittany Smith

1496 Pine St Sioux Falls, SD 57105

Seller signatureDate

Buyer signatureDate

Date of statement: Sep 27, 2026

Federal odometer law: 49 U.S.C. 32705 and 49 CFR Part 580. Some states require their own form or electronic title disclosure.

Retail Installment Sale Contract

Seller-creditor

Demo Auto Sales

1500 W Sample St, Sioux Falls, SD 57106

(555) 555-0142

Dealer license #D-10482

Buyer

Brittany Smith

1496 Pine St Sioux Falls, SD 57105

Contract

Account BH-00169

Date Sep 27, 2026

Used vehicle purchased

Year

2018

Make

Chevrolet

Model

Malibu LT

Body

Sedan

VIN

1G1ZD5ST7JF135960

Stock #

26-0004

Odometer

87,900

Federal Truth in Lending disclosures

Annual percentage rate

The cost of your credit as a yearly rate.

19.95%

Finance charge

The dollar amount the credit will cost you.

$3,619.63

Amount financed

The amount of credit provided to you or on your behalf.

$10,925.80

Total of payments

The amount you will have paid after you have made all payments as scheduled.

$14,545.43

Total sale price

The total cost of your purchase on credit, including your down payment of $1,800.00.

$16,345.43

Your payment schedule will be:

77 payments of $186.67, every 2 weeks, starting Oct 11, 2026, and a final payment of $171.84 on Sep 23, 2029.

Late charge: if a payment is more than 5 days late, you will be charged $15.00. Prepayment: if you pay off early, you will not have to pay a penalty. Security: you are giving a security interest in the vehicle being purchased.

Itemization of amount financed

Cash price of vehicle$11,995.00

Documentary fee$150.00

Excise tax$485.80

Title and registration (paid to public officials)$95.00

Total cash price$12,725.80

Less cash down payment-$1,800.00

Amount financed$10,925.80

Terms

Simple interest: interest is figured daily on the unpaid balance at the annual percentage rate. Paying early reduces the finance charge; paying late increases it.

Each payment applies first to late charges, then to interest owed, then to the amount financed.

You must keep the vehicle insured, with the seller as loss payee, until this contract is paid in full.

If you do not pay as agreed, the seller may require full payment and may repossess the vehicle as allowed by law, after any notices your state requires.

Notice to buyer: Do not sign this contract before you read it or if it contains blank spaces. You are entitled to an exact copy of the contract you sign.

Buyer signatureDate

Seller: Demo Auto SalesDate

Template for a simple interest buy here pay here contract. State laws on rates, fees, notices, and repossession differ. Have an attorney approve this contract for your state before use.

Payment Schedule

Customer

Brittany Smith

Account

BH-00169

Vehicle

2018 Chevrolet Malibu

Pay $186.67 every 2 weeks. Bring this page or your account number when you pay. Payments more than 5 days late have a $15.00 late charge. Call (555) 555-0142 for a payoff amount any time.

#	Due date	Amount
1	Oct 11, 2026	$186.67
2	Oct 25, 2026	$186.67
3	Nov 8, 2026	$186.67
4	Nov 22, 2026	$186.67
5	Dec 6, 2026	$186.67
6	Dec 20, 2026	$186.67
7	Jan 3, 2027	$186.67
8	Jan 17, 2027	$186.67
9	Jan 31, 2027	$186.67
10	Feb 14, 2027	$186.67
11	Feb 28, 2027	$186.67
12	Mar 14, 2027	$186.67
13	Mar 28, 2027	$186.67
14	Apr 11, 2027	$186.67
15	Apr 25, 2027	$186.67
16	May 9, 2027	$186.67
17	May 23, 2027	$186.67
18	Jun 6, 2027	$186.67
19	Jun 20, 2027	$186.67
20	Jul 4, 2027	$186.67
21	Jul 18, 2027	$186.67
22	Aug 1, 2027	$186.67
23	Aug 15, 2027	$186.67
24	Aug 29, 2027	$186.67
25	Sep 12, 2027	$186.67
26	Sep 26, 2027	$186.67
27	Oct 10, 2027	$186.67
28	Oct 24, 2027	$186.67
29	Nov 7, 2027	$186.67
30	Nov 21, 2027	$186.67
31	Dec 5, 2027	$186.67
32	Dec 19, 2027	$186.67
33	Jan 2, 2028	$186.67
34	Jan 16, 2028	$186.67
35	Jan 30, 2028	$186.67
36	Feb 13, 2028	$186.67
37	Feb 27, 2028	$186.67
38	Mar 12, 2028	$186.67
39	Mar 26, 2028	$186.67

#	Due date	Amount
40	Apr 9, 2028	$186.67
41	Apr 23, 2028	$186.67
42	May 7, 2028	$186.67
43	May 21, 2028	$186.67
44	Jun 4, 2028	$186.67
45	Jun 18, 2028	$186.67
46	Jul 2, 2028	$186.67
47	Jul 16, 2028	$186.67
48	Jul 30, 2028	$186.67
49	Aug 13, 2028	$186.67
50	Aug 27, 2028	$186.67
51	Sep 10, 2028	$186.67
52	Sep 24, 2028	$186.67
53	Oct 8, 2028	$186.67
54	Oct 22, 2028	$186.67
55	Nov 5, 2028	$186.67
56	Nov 19, 2028	$186.67
57	Dec 3, 2028	$186.67
58	Dec 17, 2028	$186.67
59	Dec 31, 2028	$186.67
60	Jan 14, 2029	$186.67
61	Jan 28, 2029	$186.67
62	Feb 11, 2029	$186.67
63	Feb 25, 2029	$186.67
64	Mar 11, 2029	$186.67
65	Mar 25, 2029	$186.67
66	Apr 8, 2029	$186.67
67	Apr 22, 2029	$186.67
68	May 6, 2029	$186.67
69	May 20, 2029	$186.67
70	Jun 3, 2029	$186.67
71	Jun 17, 2029	$186.67
72	Jul 1, 2029	$186.67
73	Jul 15, 2029	$186.67
74	Jul 29, 2029	$186.67
75	Aug 12, 2029	$186.67
76	Aug 26, 2029	$186.67
77	Sep 9, 2029	$186.67
78	Sep 23, 2029	$171.84

FACTS	WHAT DOES DEMO AUTO SALES DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income employment information and payment history account balances and credit history When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Demo Auto Sales chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Demo Auto Sales share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	No	We don’t share
For joint marketing with other financial companies	No	We don’t share
For our affiliates’ everyday business purposes— information about your transactions and experiences	No	We don’t share
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We don’t share
For nonaffiliates to market to you	No	We don’t share

Questions?	Call (555) 555-0142

What we do
How does Demo Auto Sales protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Demo Auto Sales collect my personal information?	We collect your personal information, for example, when you apply for financing give us your income information provide employment information show your driver’s license pay your bills We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Demo Auto Sales has no affiliates
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Demo Auto Sales does not share with nonaffiliates so they can market to you
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Demo Auto Sales doesn’t jointly market